Banking& Finance
New players with innovative products and services redefine the way traditional banks connect with their customers. We transform the way banks deliver their products and digital services.


Pioneering Digital Banking
İşbank, the largest private bank in Turkey introduced the first mobile banking platform İşCep in the market in 2007. Since then, we've been innovating for İşbank, as a strategic digital transformation partner and helping them turn ideas into reality for the last 15 years.

Delivering a streamlined banking experience to Burgan digital users
Burgan Bank partnered with Commencis to further its vision of becoming the country's leading digital banking provider. Commencis designs an end-to-end customer-oriented digital channel experience for ON and Burgan Bank mobile applications.
An improved digital experience for MobilDeniz users
DenizBank partnered with Commencis to enhance the digital user experience of MobilDeniz, an early mobile banking app in Turkey. By continuously improving MobilDeniz's user experience, Commencis makes the digital products and services of the bank more accessible.
DenizBank Elevating User Experience with Vision Pro
In collaboration with Commencis, DenizBank became the first bank in Turkey to launch a banking app on Apple Vision Pro. MobilDeniz introduces a spatial, 3D interface that lets users manage their finances with intuitive eye and hand movements—bringing a new dimension to digital banking.
Next generation finance management
ForteBank is the fifth largest bank in Kazakhstan in terms of assets and has been providing the banking services for more than 20 years. Aiming to become the digital leader in a growing market, Forte partnered with Commencis to design and develop a mobile banking platform, primarily focusing on the retail market.
Meet Maxi, your AI friend at İşbank
İşbank partnered with Commencis to craft the visual interface for Maxi, their AI-driven digital personal assistant. Using AI for voice and mobile engagements, Commencis not only designed Maxi but also flawlessly integrated it into the core İşCep banking app. Now, leveraging AI across voice and mobile interactions, İşbank proudly presents Maxi, its new AI-powered digital personal assistant.
Abundance Investment
The UK based leading direct investment platform Abundance Investment trusted Commencis with the revamp of its marketplace. Focusing on the unique needs of Abundance Investment, Commencis rebuilt the marketplace of the company by translating the company's strategy into human-centered design, enhanced its user experience for a truly seamless customer journey.
Emirates NBD
Emirates NBD, a UAE banking leader, partnered with Commencis to create an engaging digital solution. Together, we developed the world's first health banking app for the Apple Watch that combines financial well-being and physical health, offering increased interest rates based on customers' tracked physical activity.
Solutions
Seamless Digital Banking
Seamless Digital Banking
We create seamless and personalized digital banking experiences from onboarding to daily transactions.
Smart Payments & Card Experiences
Smart Payments & Card Experiences
We design intelligent payment solutions and dynamic card features that drive engagement and spending.
Open Finance & Money Management
Open Finance & Money Management
We empower customers with intuitive tools for smarter money management and financial decision-making.
End-to-End AI Solutions for Digital Banking
End-to-End AI Solutions for Digital Banking
We deliver secure, AI-powered experiences from conversational assistants to intelligent automation.
Personalized Financial Well-being
Personalized Financial Well-being
We provide proactive budgeting tools and tailored financial insights to support customer well-being.
Secure & Effortless Authentication
Secure & Effortless Authentication
We enable seamless and secure authentication with advanced, user-friendly technologies.
How We Help
Strategy Roadmapping
Reimagine airline services with a customer-first digital strategy and service design approach.
Software Engineering
Develop cutting-edge platforms that create seamless digital experiences for airlines and passengers alike.
Product Management
Ensure digital initiatives align with business goals, enhancing airline offerings through strategic product development.
AI & Data
Harness AI-driven insights to optimize airline operations, personalize services, and improve decision-making.
Insights
Digital wallets: what are they, and why are they so popular?
While you may not know exactly what digital wallets are, we’re sure you’ve…
The Mobile Banking Ecosystem and Super Apps
Banking is one of the world’s oldest businesses, and as such the sector is more…
PSD2 and Open Banking
PSD (Payment Services Directive) was adopted in 2007 to create rules and…